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Ready Now
You're ready.
You've done the homework.
- A Ready Now 30-60 days
- B 90-Day Sprint 60-120 days
- C Foundation Phase 6-12 months
Realistic path from where you are to keys in your hand: 30 to 60 days. The work ahead isn't about getting ready, it's about not screwing up the last 5%.
Reality check
Where Ready Now buyers actually lose deals
You've done the work. Now don't fumble the last 5%.
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Your pre-approval has an expiration date. Every week without a contract, rates move, prices shift, and your locked terms get worse.
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Buy a couch on store credit. Open a new card. Switch jobs. Any one of those can blow your DTI and kill the loan at underwriting.
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The contract you sign decides whether you walk clean from a bad inspection or eat $8K to fix what should be the seller's problem.
Your bonus
Two more mistakes for Ready Now buyers
Plus a current Orlando market reality check.
- Mistake #1: the financial move that kills deals at the finish line.
- Mistake #2: why a 2022 offer strategy hands sellers free money in 2026.
- Orlando market snapshot: what $450K actually buys right now.
Free. Link to your tier page, in your inbox in 60 seconds.
Why free? I'd rather earn your business when you're ready to buy than gatekeep what you need now.
90-Day Sprint
You're 90 days out.
Short runway. Real work ahead.
- A Ready Now 30-60 days
- B 90-Day Sprint 60-120 days
- C Foundation Phase 6-12 months
You're realistically 60 to 120 days away from a strong, competitive offer on your first Orlando home. The next 90 days are the whole game.
Reality check
Why 90 days isn't what you think it is
The runway feels longer than it is. Here's what eats the time.
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The lender takes 30 to 45 of those days for underwriting and closing. Your real shopping window is 6 to 8 weeks.
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Most buyers burn the first month scrolling Zillow. By the time they get serious, rates have shifted and the listings they wanted are pending.
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The new-build vs resale math (incentives, rate buy-downs, HOA escalators) hides $15K to $25K. Almost nobody runs it.
Your bonus
Two more mistakes for 90-Day Sprint buyers
Plus a current Orlando market reality check.
- Mistake #1: the activity that feels like progress but kills your offer.
- Mistake #2: the new-build vs resale math nobody runs.
- Orlando market snapshot: what $450K actually buys right now.
Free. Link to your tier page, in your inbox in 60 seconds.
Why free? I'd rather earn your business when you're ready to buy than gatekeep what you need now.
Foundation Phase
The foundation comes first.
The work pays off. Let's build the base.
- A Ready Now 30-60 days
- B 90-Day Sprint 60-120 days
- C Foundation Phase 6-12 months
The most useful timeline for you is 6 to 12 months of focused foundation work before you start looking at homes. Most of it is stuff you control without spending a dollar.
Reality check
Where Foundation Phase buyers waste the runway
Time is on your side. Until the wrong moves use it up.
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You'll Google how to improve your credit. 80% of the advice you'll find actively hurts the FICO score lenders actually use.
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You'll save for a down payment. The account it sits in (and how the deposits land) decides whether the lender even counts it toward closing.
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You'll visit open houses for fun. Every showing without a strategy teaches habits that cost real money when it's your turn to make an offer.
Your bonus
Two more mistakes for Foundation Phase buyers
Plus a current Orlando market reality check.
- Mistake #1: the credit advice that hurts the score lenders actually use.
- Mistake #2: the savings habit that costs $600+ at closing.
- Orlando market snapshot: what $450K actually buys right now.
Free. Link to your tier page, in your inbox in 60 seconds.
Why free? I'd rather earn your business when you're ready to buy than gatekeep what you need now.
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This quiz provides general first-time homebuyer readiness guidance for educational purposes only and does not constitute professional real estate, financial, mortgage, or legal advice. Answers are self-reported and not verified; no credit check is performed. Eligibility, loan terms, and market conditions change frequently. For personalized guidance, please contact me directly.