Free Central Florida Tool
How Much House Can You Actually Afford?
Three numbers in. A real estimate out. No signup, no phone number, and none of the Florida-sized blind spots that national calculators leave out of your monthly payment.
Built by a licensed Orlando REALTOR®.
Why This One Is Different
Most affordability calculators are built for the whole country. They quietly assume cheap insurance and low taxes, then hand a Florida buyer a number that falls apart at closing.
Only 3 Inputs
Your income, your monthly debt, and a rate. We supply realistic Central Florida numbers for everything else, so you're not guessing at tax rates and insurance.
Honest Florida Math
Florida insurance and property tax can add hundreds to a payment. That's already in every number, so the estimate is closer to what you'll really pay each month.
Three Loans Compared
FHA, 5% down, and 20% down, side by side. See how your down payment changes both the cash you need and the payment you'll carry. No loan jargon required.
The Number Is the Start, Not the Plan
Knowing a price range tells you where you stand today. It doesn't tell you the next move. The 3-minute readiness quiz turns your estimate into a personalized first step, whether you're ready to shop or still building toward it.
Take the 3-Minute Readiness Quiz →