Best Practices for House Hunting in 2026

Last week’s post explored the benefits of homeownership and why many people are using this time of year to prepare for a move in 2026. This week, we shift from the “why” to the “how.” A thoughtful home search begins well before you walk into your first showing. The more prepared you are, the easier it becomes to recognize the right property when it appears.

Below are several practical steps that can help you approach your search with clarity and confidence.

Work With a Skilled Agent

House hunting is easier when you have someone in your corner who understands contracts, negotiations, and the overall flow of a transaction. A knowledgeable agent offers guidance, protects your interests, and helps you navigate decisions that may not be obvious at first glance.

Having representation is not just helpful. It prevents you from going through a complex process without support.

Review and Sign Required Disclosures

Before touring any homes, you will need to complete the required disclosures with your chosen real estate agent. These documents outline the working relationship, expectations, and compensation details.

Following changes implemented after the 2024 NAR settlement, all REALTORS must have signed documentation in place before showing homes. It is a straightforward step, but an important one to complete early so you can tour properties without interruption.

Understand the Full Cost of Ownership

A home’s purchase price is only part of the picture. Before you begin touring, take time to understand all ongoing costs associated with a property, such as:

• Mortgage payments
• Property taxes
• Homeowners insurance
• HOA fees when applicable
• Utilities and general upkeep

Some homes may also come with additional expenses tied to their features or location. Asking about these details early helps you compare homes more accurately and avoid surprises later.

Get Pre-Approved

A strong home search starts with a clear understanding of your purchasing power. A mortgage pre-approval gives you a realistic budget and shows sellers that you are prepared to make an offer.

Identifying lenders early is helpful. If you need recommendations or want to compare options, your agent can connect you with experienced professionals.

Clarify Your Priorities

Before viewing homes, outline what matters most to you. Consider:

• Your must-have features
• Layouts that support your daily routines
• Any limitations or deal-breakers
• How each property aligns with your long term plans

Clear priorities help you stay focused, especially when inventory is limited or when multiple homes seem appealing at first glance.

Research Areas of Interest

While your agent can help you gather important information about HOA rules, property restrictions, or upcoming development, you can also do your own research to get a sense of the areas you’re considering.

Focus on neutral, practical factors such as:

• Commute times
• Access to amenities and services
• Nearby recreation options
• Community layout and infrastructure

Understanding how a location supports your lifestyle makes it easier to decide whether a home is the right fit.

Looking Ahead

This second post highlights the key steps that help you approach house hunting with structure and confidence. Next week, the series will continue with an overview of the updated transaction process so you know what to expect from pre-approval to closing.

If you’re preparing for a move in 2026, stay tuned for next week’s post.